Companies Represented

Capital Insurance Agency is pleased to provide affordable insurance products from dependable companies. Our friendly, experienced staff will assist you in finding the best solutions to your needs.

We are proud to offer insurance products from the following carriers:

Founded December 1994, Access is a leading provider of turnkey property/casualty insurance programs throughout the United States. The common feature set of their programs includes: No Credit Checks, Low Down Payments, Acceptance of Foreign Driver Licenses, and Flexible Reinstatements.

Alabama Insurance Underwriting Association (AIUA) was established in 1971 by the Commissioner of Insurance of the Alabama Department of Insurance to provide adequate fire and extended coverage to the beach area in Mobile and Baldwin Counties. Vandalism was an added peril in 1973. Effective January 1, 2001, AIUA now provides wind/hail only coverage in the beach area and the seacoast area.

Assurance America’s mission is to be a distinctive growth-oriented insurance group known for exacting ethics, superior service, and innovative processes in our distribution and management of niche programs and products through agency partners.

Everest Security Insurance Company offers an automobile insurance program with numerous benefits and many different types of automobile coverages, which include: Liability Insurance, Medical Payments, Physical Damage, Uninsured Motorist, Loss of Use and Automobile Accident Supplement Endorsement.

On March 1, 2003, the Federal Emergency Management Agency (FEMA) became part of the U.S. Department of Homeland Security (DHS). The primary mission of the Federal Emergency Management Agency is to reduce the loss of life and property and protect the Nation from all hazards, including natural disasters, acts of terrorism, and other man-made disasters, by leading and supporting the Nation in a risk-based, comprehensive emergency management system of preparedness, protection, response, recovery, and mitigation.

Fidelity Life was established more than a century ago as a financial services company and is proud today to continue the tradition of serving the needs of Middle Americans through innovative products, consumer-friendly service and a staff of some of the most talented, dedicated and creative people in the industry.Currently, Fidelity Life has over $22.67 billion of life insurance in-force, over $550 million in admitted assets, and capital and surplus of over $275 million. With one of the industry’s strongest capital to risk ratios, we also offer an A.M. Best A- (Excellent) rating.

Established in 1973, First Premium® Insurance Group, Inc., is a General Agency and Program Manager offering a variety of personal and commercial lines products serving retail agents and MGA’s throughout the United States. FPIG specializes in program and facility business. We represent several domestic carriers. We are tribunalized in London and have programs with full underwriting and claims authority. FPIG’s capabilities are product design, state filings, marketing, underwriting, policy issue, claims administration, electronic reporting and direct renewal solicitation.

Foremost Insurance Group offers insurance for Mobile Homes, Boats, Motor Homes, Travel Trailers, Landlords, Specialty Homeowners, Motorcycles, Off-Road Vehicles, and Personal Watercrafts. Foremost prides itself on having a great claims department dedicated to build positive relationships and enhance customer service.

GMAC Insurance Group is one of the largest property and casualty insurance companies in the United States and is part of GMAC Financial Services. The company provides a broad range of insurance and insurance-related products and services for individual consumers, as well as automotive dealerships and other businesses. GMAC Insurance is a company with a singular purpose: to get you back on the go when mishaps threaten to sideline your life.

GeoVera Insurance Company is a market leader in providing innovative, competitively-priced residential insurance products and is a wholly owned subsidiary of GeoVera Holdings, Inc., an insurance holding company which conducts specialty excess and surplus personal lines property business. GeoVera consistently earns high marks from A.M. Best Company. In November 2005, GeoVera received the rating of “A-” (Excellent) for financial strength and operating performance. The objective of A.M. Best’s rating system is to provide an overall opinion of an insurance company’s ability to meet its obligations to policyholders.

NSD has been providing quality auto insurance products since 1962 and serve over five million customer’s annually. They have a dedication to excellence and believe in offering more value to every customer while having fast claims response and total support when you need them the most.

Philadelphia Insurance Companies designs, markets, and underwrites Commercial Property & Casualty and Management & Professional Liability insurance products tailored for the unique exposures of niche markets, providing competitively priced policies, local service relationships, and differentiated coverage features. Our ever-expanding product line offers the most innovative coverage’s for today’s unique exposures. Whether your organization needs coverage for concerts, camps, builders’ risk, health & fitness, office parks, accountants E&O, human & social services, D&O liability or other niche coverages PHLY has you covered!

More than 10 million people choose Progressive to insure their vehicles, making us the third largest auto insurance group in the country. Our customers choose us for the value and service we offer, including choices that make your insurance experience convenient, efficient and easy.

Now, more than ever, making the choice for your insurance company should be based on service dependability and financial stability. The Safeway Insurance Group accepts that standard. With over 40 years experience in protecting drivers across the country, Safeway has proven to be an established provider of affordable automobile insurance coverage. In recognition of our performance through time, Safeway has earned an “Excellent” rating from the A. M. Best Company, the leading independent analyst of the insurance industry.

Sagamore Insurance Company, Personal Auto Division offers preferred and standard features in programs for non-standard insureds. We provide prompt, efficient service before and after your sale. It’s easy to do business with Sagamore!

The difficult risks accepted by surplus lines carriers such as Scottsdale Insurance Company require innovative underwriting and expertise. This problem-solving ability is a hallmark of E&S insurance. Without access to the E&S market, many consumers would be unable to obtain the insurance they need to stay in business. As a wholly owned subsidiary of Nationwide®, we benefit from the backing and stability of one of the largest insurance and financial service providers in the United States, with more than $2 billion in assets.

Today, Sentry is one of the largest and strongest mutual insurance companies in the United States offering a full line of insurance coverages for businesses, families and individuals. Captain John Parker, our corporate symbol, represents the commitment that Sentry has honored since 1904: Strength, Protection and Vigilance.

Southern United’s non-standard automobile products and programs are marketed exclusively through Independent Insurance Agents. Currently there are more than 1,600 independent insurance agencies representing Southern United, with more coming aboard each day. Our non-standard auto insurance products are licensed in Alabama, Georgia, Louisiana, Mississippi, Texas and South Carolina.

Zurich Financial Services is an insurance-based financial services provider with a global network that focuses its activities on its key markets in North America and Europe. Founded in 1872, Zurich is headquartered in Zurich, Switzerland. Through its offices in more than 50 countries, 62,000 Zurich employees serve clients in more than 120 countries. In North America, Zurich is a leading commercial property-casualty insurance provider serving the global corporate, large corporate, middle market, small business, specialties and programs sectors. Behind this success is a culture of continuous improvement and a pride in excellence. It comes from 130 years of experience, taking care of the risk protection and wealth creation needs of individuals, businesses and corporations all over the world.